Real-time Bank Transfer

Online real-time bank transfer is a payment option that, like credit cards, allows a merchant to immediately provide the consumer with the ordered goods or services. All based on the online real-time confirmation of a successful payment.

Quick settlement, increased security, and guaranteed payments (since the customer can not reverse the transaction once the order has been executed by the bank) all combine to make online real-time bank transfer an extremely attractive payment option.

Payment Process

How does it work for the consumer? The consumer places an order on the merchant's website, then chooses real-time banking and their bank as a payment method. Next the consumer is redirected to their bank package website where they login with the normal, highly secure method they use with their bank. The payment is completed directly from their online real-time banking package. After payment, the consumer is redirected back to the merchant's website for confirmation of a successful payment

Merchant Benefits

Real-time bank transfer targets customers without credit cards, or those who are worried about credit card security. With this method, the customer uses their familiar online banking package to make a payment in real-time, eliminating fraud and risk. Merchants receive a real-time response and have no charge back risk. In addition, there is no interchange percentage on these payments so the processing costs are lower than with credit card.

Availability and Integrated Packages

Where do we accept this payment method? Check the interactive map for more details!

Resources

Real-time Banking Brochure
Real-time Bank Transfer Payment Process
Card Currencies and Availbility
Local Payment Methods Available